Badger Loans Review

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Badger Loans is a loan matching service. The company is comprised of a team of brokers who help potential borrowers to find the best loan product for their financial situation. Badger Loans has partnered with Leadtree Global, a network that hold the same motives and values as the loan matching company; this being to provide financial services to those who need it, regardless of their credit score.


Badger Loans helps people to find the best possible loans for them with consideration to their own individual, financial situation. The brokers search through lenders from a wide variety of different loan types, including those as follows: good credit personal loans, payday loans, guarantor loans and bad credit loans.

Badger Loans Terms

Badger Loans also provides up to 40 different lenders for applicants looking for payday loans. These lenders enable borrowers to take out anything from £100 to £5,000 with a repayment period of 2 to 18 months. It is worth noting that payday loans will often come with substantially higher APRs compared to the other financial products Badger Loans helps its users to find, therefore, they advise the following:

“If at all possible choose the shortest repayment time. This will substantially benefit your pocket as payday loans typically come with high APRs which reflect the cost of borrowing over one year and are not so well suited to reflecting the cost of borrowing for 3 months.”

Personal Loans are found by the loan brokers for those with both good and bad credit ratings. The company sources loans from up to 40 different lenders, including the likes of Amigo Loans, MY JAR and Uncle Buck. Badger Loans customers can find personal loans of anything between £300 to £25,000 for a period of 3 to 84 months.

Badger Loans also works with lenders who provide guarantor loans. Guarantor loans are designed for borrowers who struggle or simply can’t borrow a loan in their name, and have to seek the help of a family member or friend to put their name down as a guarantor in order for the borrower to have success in their application. The guarantor loan lenders that Badger Loans works with usually offer finance of anything up to £15,000.

Badger Loans Repayment Example

“Amount of credit: £500 for 12 months at £79.09 per month.

Total amount repayable of £949.08.

Interest: £449.08.

Interest rate: 140% p.a. fixed.

278% APT Representative.

Rates between 9.9% APR and 1295% APR.”

How To Apply For a Badger Loan

Applying for this type of loan with Badger Loans requires no paperwork or phone call, and if successful, borrowers could receive funds from the loan in as little as 15 minutes. Whilst the APR of the loan will depend entirely on the specific details of the loan, the company have provided a representative example for both the personal and payday loans their lenders provide:

Once a user has completed their online application with Badger Loans, Leadtree Global’s system will search through all the available lenders and find the loan that best suits the applicant’s financial situation. If a loan application is successful, funds from the loan could be put into a borrower’s account the very same day of completing the application.

Leadtree Global works through a ‘Ping-tree’ system, which means when a user submits their details online, these will be sent to lenders who will make a decision on the application in real time. What this system therefore does is provide Badger Loans’ customers with the best possible rate for the application details provided.

The loan brokers service are based in Devon and registered throughout England and Wales. They are also authorised by the UK’s financial watchdog the Financial Conduct Authority (FCA). The site is therefore safe and secure for applicants to put their personal details into, helping those who are financially struggling to apply for loans in a safe and secure manner.


Registered Address: Badger Loans, c/o IAW Accountancy Services 5, Hyde Rd Paignton, Devon, TQ4 5BW