26 in ’26: Startups, Scale Ups And SMEs To Watch In 2026 – 4, Silverflow

Company Name: Silverflow

Website: https://www.silverflow.com/

Tell Us About Silverflow

Silverflow was founded in Amsterdam in 2019 with a clear goal: to make payments simpler, smarter, and more efficient. While the payments industry was evolving rapidly, the systems behind the scenes were often outdated and holding businesses back.

Our platform connects businesses directly to the card networks, helping acquiring banks, commerce platforms and payment companies streamline operations, reduce complexity, and make better use of the data flowing through their payments.

Rather than replacing existing systems, Silverflow works alongside them, gradually modernising the infrastructure while delivering immediate value. At its core, Silverflow is about giving businesses the freedom to innovate, grow, and focus on building the experiences and solutions their customers need – without being held back by outdated technology.

What Gap Has Silverflow Filled In the Market?

Silverflow fills a gap that many in payments have felt for years but struggled to address: the space between what the industry needs to do and what its existing systems allow it to do. Payments has grown incredibly fast, but much of the underlying infrastructure hasn’t evolved at the same pace. That’s left businesses juggling complexity, workarounds and missed opportunities.

We step in by simplifying how payment companies operate and giving them room to move forward without disruption. Instead of forcing a complete overhaul, Silverflow helps organisations modernise in a practical, incremental way – reducing friction, improving visibility and making it easier to adapt to change.

Ultimately, the gap we’ve filled is about confidence. We help payment companies feel confident they can grow, innovate and respond to new demands without being held back by systems designed for a very different era.

How Has Silverflow Evolved Or Scaled Throughout 2025, and What Milestones Stand Out From This Year?

2025 has been a year of strong momentum and measured scaling for Silverflow. Our focus has been on growing in the right way – deepening relationships, expanding into key markets and proving our value in real-world environments. We strengthened our presence in established regions while making meaningful progress in new ones, particularly across APAC, where demand for modern payment infrastructure is growing rapidly.

Several milestones stand out. What was around 180,000 daily transactions in 2023 has rapidly scaled to 1.5 million transactions processed in under a day, putting the platform on a clear path to one billion transactions in 2026. We also expanded our customer and partner base, increased adoption by established players, and continued to build trust across the payments ecosystem. Just as importantly, we invested heavily in our team, operations and long-term strategy, setting up the foundation for sustainable growth.

Overall, 2025 has been about moving from validation to momentum, showing that our vision resonates, our approach works, and Silverflow is becoming a trusted part of the global payments landscape.

What Are Your Strategic Priorities for 2026, and How Do You Plan To Build On Your Current Momentum?

Our strategic priorities for 2026 are all about building on the momentum we’ve created and expanding Silverflow’s impact across key markets. A major focus will be strengthening our presence in the US, and helping more banks, acquirers, and PSPs modernise their payments infrastructure.

At the same time, we’ll continue innovating on our platform, making it even easier to integrate, more data-rich, and more flexible for our partners. Education will remain a priority, too: helping the market understand the benefits of modernising payments infrastructure and why incremental, hybrid approaches can unlock huge value.

Ultimately, 2026 is about scaling responsibly, deepening partnerships, and proving that next-generation payment processing can work seamlessly alongside legacy systems. By focusing on growth, innovation, and education, we aim to cement Silverflow’s position as a trusted, future-ready partner in the global payments ecosystem.

What Can We Look Forward To Seeing from Your Company in 2026?

In 2026, there’s a lot to look forward to from Silverflow. We’re set to grow our presence across APAC and the US, helping more acquiring banks, payment companies, and commerce platforms modernise payments and unlock the potential of their data. At the same time, we’ll be pushing our platform even further, making it smarter, more flexible and easier to integrate so our partners can innovate faster and deliver better experiences.

But it’s not just about technology – it’s about momentum. We want to show the industry that upgrading payments infrastructure isn’t just a technical necessity, it’s a real opportunity to rethink what’s possible. 2026 is about partnerships, practical innovation, and making next-generation payment processing the new standard. It’s going to be an exciting year, and we can’t wait to help the ecosystem move confidently into the future.

For any questions, comments or features, please contact us directly.