Company: Boshhh Group
Founder and CEO: Lewis Camilleri
Website: https://boshhh.com/
About Boshhh Group
Boshhh Group is a FinTech innovator redefining how the UK approaches financial fairness, credit-building and responsible lending. Founded in 2022, the business’s mission is to combat financial exclusion by creating tools that empower consumers, eliminates irresponsible lending, and drive financial equality at scale.
The idea for Boshhh came after founder Lewis Camilleri returned to the UK following a stint in China, only to discover his credit score had been severely impacted by unpaid bills he didn’t know existed. Despite having savings and financial stability, he found himself locked out of basic credit services. That experience revealed a broken system in which poor financial education and outdated lending criteria left millions disadvantaged. Determined to make a change, Camilleri launched Boshhh Mobile as the first step towards levelling the financial playing field.
Boshhh Mobile offers guaranteed-acceptance SIM plans that help users build their credit score with every on-time payment. By combining an essential utility with credit-boosting services, customers can make simple steps towards financial freedom without adding to their financial burden. Through the free-to-use Boshhh app, customers also gain access to real-time credit file insights, personalised guidance, and financial education tools designed to build healthier money habits. Whether or not they use the mobile network, any user can access the app to start improving their credit health – a critical need in a market where over 20 million UK adults are considered financially vulnerable.
The growth of Boshhh Mobile has been remarkable, going from 1,500 to over 25,000 customers in the last 6 months. Users have seen increases of over 200 points in their credit score within just six months, helping unlock access to better financial products and greater life opportunities.
In 2024, the company expanded its offering with the launch of Boshhh FinTech, a platform designed to support legal, regulatory, and financial organisations in tackling unaffordable lending at its source. Using AI-powered tools, Boshhh FinTech produces affordability reports in under 60 seconds, based on a secure open banking connection. These reports analyse alternative financial data such as phone payments, utility bills, subscriptions and shopping patterns, and categorise essential vs discretionary vs income in seconds to build a more accurate and up-to-date picture of someone’s financial health. It moves beyond the old tick-box approach and gives lenders real insight into someone’s ability to manage money.
Partners use these tools to achieve ultimate efficiency in their decisions on lending, tenant assessments, financial mis-selling cases, and to ensure compliance and fairness in decision-making.
The platform’s integration with regulatory bodies and community banks further amplifies its reach, helping bring greater accuracy, transparency, and speed to affordability assessments and customer verification.
Backed by £10 million in funding and a rapidly growing team, Boshhh Group continues to invest in its vision of a fairer financial future. By combining consumer empowerment with regulatory innovation, Boshhh Group is transforming the way individuals, lenders, landlords and legal professionals interact with finance, making it smarter, safer and more equitable for all.
Check out what TechRound can do for your business: SEO, PR, HR Software, Payroll Software, IT, VoIP.
