Send Money to China Online from the UK

It has never been quicker, easier and cheaper to send money to China from the UK.


How To Send Money to China from the UK

There are many secure and reliable ways to  send money to China from the UK. Data from 2011 estimated that a 0.7% of the total UK population identified as Chinese, a number which has grown since then. This would then put the Chinese population as the largest group of immigrants from any country into the United Kingdom. This alone would cause a large demand to send money from the UK to China. Not to mention the ever-growing population of British ex-patriates living and working in China and Hong Kong. As such, it is important to know the best, fastest and most cost-effective ways to transfer money to China from the UK.


ProviderTransfer AmountFeeSpeedVisit Site
OFX£100£11-4 Business DaysGet a Quote >>
TransferWise£100£2.12Instantly - One DayGet a Quote >>
£0Same dayGet a Quote >>


Methods to Send Money to China from the UK


Sending Money to China via Western Union

Western Union is one of the most trusted solutions to send money to China from the UK. They are recognised for their flexible solutions offering you the chance to send money online, from a mobile app or in person. The recipient can, in turn, receive the money directly into their bank account or can collect the cash (more than 27,000 locations). 4 of China’s major banks are supported by Western Union. These include ICBC, Bank of China, China Construction Bank, and Agricultural Bank of China.


Sending Money to China via Paypal

Since 2019, Paypal has operated in China allowing mobile and online payments to be made and received. This is recognised as one of the most simple ways to transfer funds. All it involves is a Paypal account and a debit or credit card. However, this is not advisable for very large sums of money as there is a limit on how much can be sent. Also, the more money sent, the more the incurred fees.


Sending Money to China via Bank Transfer

One of the most popular ways to send money to China via bank transfer is via the service TransferWise. It is known as one of the fastest, cheapest and most secure online money transfers to China from the UK. They strive to offer transparency and the best exchange rate.


See More

Transfer Large Sums of Money Internationally

Transfer Large Sums Abroad to Another Company

Send money to the Philippines


Can I Send Money to China via Cryptocurrency?

Although cryptocurrency is technically legal in China, there are a lot of regulations to take into account. China, more than many other countries, adheres to strict policies regarding cryptocurrency. For example. there are strict limitations on how much money can be sent and received. Additionally, it is illegal for banks and financial institutions to deal in cryptocurrency.



You can send money to China for a flat fee of 0.77 GBP per transfer using Monzo


Can You Send Money to China For Free?

You can send money to China from the UK at a low cost but typically transfers are never completely free. Banks such as RBS, Barclays and Natwest offer a zero-cost transfer fee but these tend to be hidden costs that are taken into account via the exchange rate. By contrast, services such as Monzo and TransferWise offer a transparent transfer fee. This cost is a flat fee of 77p + 1.07% of the amount being converted. So, the more money sent, the higher the transfer fee proportionately.


How Long Does It Take to Send Money to China?

Depending on the service provider that you choose to transfer money to China, the funds can arrive in the specified account instantaneously. Services such as WorldRemit, Western Union and Remitly allow the recipient access to the funds in a matter of minutes. Western Union offers payment in one business day, with the option to pay more for instant transfers. Paypal can take up to 1-2 business days.


What Do You Need to Send Money to China?

Most services mentioned requite the set up of a free account and a payment made via debit card, credit card or bank transfer. You will also need the bank details of the recipient.


Is it Safe to Send Money to China from the UK?

Like any money transfer, you should adopt an air of caution. It is advisable to read the customer reviews before choosing any money transfer service. FCA approval is also key; if a service is FCA-authorised, it means that the accounts are safeguarded. With any legitimate company, you can ask for a record of their FCA enrolment number or review the FCA details on their website.

Whilst international money transfers are never 100% risk-free most money transfer services are committed to securing the transfer of funds. Experts advise to never send your password or security information via email. Additionally, they instruct to be careful with any phone or email correspondence and never feel pressured to make a cash transfer by a foreign exchange broker.