49. Input 1

todd-greenbaum

Company: Input 1

Founder: Todd Greenbaum

Website: https://www.input1.com/

 

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About Input 1

 

Input 1 provides streamlined digital billing, payment processing and premium-finance solutions for insurance carriers, agencies and financial institutions to reduce costs, automate workflows and improve cash flow. Their most recent recognition on the Inc. 5000 list in 2025 showcases its remarkable growth, innovation and lasting impact on the insurance technology landscape. This achievement is the latest milestone in a journey that began in 1984, when Input 1 launched. From its earliest days, the company not only helped financial institutions build premium finance lending divisions but, as it saw the growing needs amongst its clientele, also pioneered its own software before digital billing even existed, proving its ability to adapt ahead of industry shifts.

Over time, Input 1 saw that the world of insurance extended far beyond premium financing. Recognizing an unmet need for flexible, digital-first financial operations, the company expanded into billing and payment services, making life easier not just for insurers and MGAs, but also for policyholders who could suddenly make flexible, user-friendly payments. The introduction of PayPal integration is just one example of how Input 1 continues to innovate with customer-centric solutions.

Today, Input 1 is a leading digital billing and payments platform serving more than 300 carriers and MGAs, reaching millions of policyholders across North America and managing $16 billion in property and casualty premiums annually. Its end-to-end, technology-enabled solutions cover the entire lifecycle of premium collection, transforming how the industry manages financial operations.

Bringing digital transformation to a traditionally paper-driven and highly regulated industry was not easy. Input 1 had to prove that cloud-based billing and payment solutions could be secure, scalable and compliant while delivering an intuitive experience for users. Navigating complex regulations, overcoming skepticism from traditional carriers and keeping pace with evolving cybersecurity demands were major challenges that shaped the company’s culture of innovation and reliability.

Its flagship SaaS platform, the Premium Billing System (PBS), Was built specifically for the unique needs of premium finance, PBS significantly reduces deployment, maintenance and operational costs while enabling millions of secure transactions and billions of dollars in premiums to be processed each year.

For more than forty years, Input 1 has helped clients modernise their technology offerings to grow their business and improve their bottom line. The company has achieved a 100 percent success rate in implementations, with many clients remaining long-term partners for decades. Its SaaS solutions help organisations meet new customer expectations, retain customers and gain a competitive edge in a rapidly changing market.

By modernising the core financial infrastructure of insurance, Input 1 has shown how SaaS can transform even the most complex and regulated industries, cementing its position as a leader not only in insurance technology but also in the broader SaaS sector.

 

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