Company: AccessPay
CEO: Anish Kapoor
Website: https://accesspay.com
About AccessPay
AccessPay is a provider of bank integration solutions serving the office of the CFO at medium- to large-sized companies. Its solution connects back-office finance systems to banks, enabling the automated flow and transformation of payment, bank statement, and other financial data.
The bank connectivity gap
AccessPay was founded in 2012 to bridge what it terms the bank connectivity gap. From the founding team’s conversations with large organisations, it was clear that CFOs were routinely frustrated by the inability to connect Enterprise Resource Planning Systems (ERPs) or Treasury Management Systems to banks, requiring accounts teams to manually transfer data between systems. Meanwhile, AccessPay’s CEO, Anish Kapoor, initially a special advisor to the company, had direct experience of the challenges posed by this infrastructure gap from his previous role as CFO of a listed company.
Beyond the evident inefficiencies of manually transferring data between systems, the bank connectivity gap also increases the risk of fraud and error. Manually downloaded and reuploaded data is open to manipulation and is a control weakness. Additionally, for large, multi-banked organisations with hundreds of bank accounts, manual data transfers make it impossible to obtain an up-to-date view of the company’s cash position, hindering decision-making.
AccessPay’s growth story
AccessPay’s conviction in the power of bank connectivity to transform finance operations was validated early on. As a small start-up, it began attracting interest from large organisations, confirming its view that it was addressing a genuine market need.
Today, AccessPay is a business of 130+ people, handling 5% of the UK’s non-card payments, thanks to the thousands of businesses that have put their trust in it to help transform highly complex B2B payment environments that are subject to strict resilience, security and compliance requirements.
Scaling a business over the last 15 years hasn’t all been plain sailing. The macroeconomic environment has become more volatile; there have been shocks, such as Covid-19, to contend with, and now agentic AI is set to fundamentally rewire the finance function.
Throughout these times, AccessPay has had to adapt. Yet ultimately, each wave of change has reinforced the same point: that clean, structured, secure payment and bank statement data is the bedrock of modern finance operations. It enables finance and treasury functions to operate more efficiently, with better controls and cash oversight, and today it also puts the office of the CFO in a state of advanced AI readiness.
Looking ahead
In March 2026, AccessPay announced it had secured a majority investment from Accel-KKR, a prominent global private equity firm specialising in enterprise technology and software companies. The investment will enable AccessPay to fuel the next phase of growth and further its ambition to become a world-class SaaS business.
The news represented a notable success story for Manchester’s fintech scene, which contributes over £1bn to the UK economy (Fintech North). AccessPay made a conscious decision early on to make Manchester its headquarters, and being part of the city’s fintech ecosystem has been instrumental to its identity and journey.
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