44. PayCaptain

Company: PayCaptain

CEO and Founder: Simon Bocca

Website: https://www.paycaptain.com/

 

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About PayCaptain

 

PayCaptain was founded in 2020 by Simon Bocca to transform payroll and improve employee financial well-being. It offers an intelligent, real-time payroll solution combining AI-powered technology with specialist expertise to deliver payroll that is both exceptionally accurate and genuinely transformative. As the world’s first Certified B Corporation payroll provider, PayCaptain goes far beyond compliance – it is a financial well-being Super-App that helps every employee build lasting financial resilience through their payslip.

HMRC-recognised,and ISO 27001-certified, PayCaptain serves over 55,000 employees across 260 forward-thinking brands, including Dishoom, Roadchef, TGI Fridays, NEOM, Charlie Bigham, and Monica Vinader. Its proprietary AI assistant, Florence, handles payroll validation, anomaly detection, and period-on-period comparisons in real time. Faster Payments replaces three-day BACS cycles, and bespoke integrations with over 20 HRIS and scheduling platforms including HiBob, BambooHR, and RotaReady remove the cost and friction of manual data transfers. The Pay Period Dashboard consolidates all payroll review information into a single view, eliminating the need for multi-report data stitching.

PayCaptain holds multiple UK payroll firsts

The only provider offering FSCS-protected, interest-bearing savings accounts through payroll (via a 2025 partnership with ClearBank), enabling £1.48 million in automated savings in 2025 alone.

The only company to release a Plain Numbers-certified payslip, making pay documentation genuinely comprehensible for the estimated 20 million working adults who struggle with numeracy.

The only payroll company advising HM Treasury on the National Financial Inclusion Strategy.

The only payroll provider with an all-in-one pensions dashboard, giving employees consolidated visibility across all their pension arrangements

Winner of the CIPP Software Product of the Year, PayCaptain delivered 73% new customer growth in 2025 and is on track to surpass £5 million ARR by the end of 2026.

For employees, the financial well-being tools generate direct cost savings;

PayCaptains emergency cash facility, funded entirely by PayCaptain, not the employer, provided over £17.5 million to employees in need in 2025, saving workers over £350,000 in fees compared with commercial EWA providers, shielding them from payday loans and financial stress.

Simultaneously, the platform enabled £1.48 million in automated savings, helping employees build financial buffers at no additional cost. SmartPay is an optional enhanced feature offering, paid for by Employers alongside the core PayCaptain offering. Employers have the flexibility to choose which SmartPay features are available to their team.

PayCaptains emergency cash facility provided via SmartPay access, is funded by PayCaptain, not the employer, provided over £17.5 million to employees in need in 2025, saving workers over £350,000 in fees compared with commercial EWA providers, shielding them from payday loans and financial stress.

The free CPD-certified Money First Aid Course, included as standard, equips HR teams to support employees financial health, reducing costs associated with financial stress-related absenteeism and staff turnover. For clients, PayCaptain is a measurable investment in workforce performance rather than just a payroll cost.

 

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