25. Sync

Company: sync.

Founder(s): Ricky Lee

Website: https://sync.money/

Business: Manage your money with the sync. all-in-one hub.




About sync.

sync. is aiming to become the first digital smart open banking app, offering their easy-to-use financial services across Europe, promising to manage every aspect of a user’s financial life in one place.

The app aims to differ from major challenger banks by offering an all-in-one service that supports users with all their financial needs, as opposed to specialising in one area, like money management.

sync.’s ultimate goal is to help customers budget, spend and track their money, in one place, offering a unique user experience as a money management platform with tailored insights. sync. use Open Banking to allow users to connect all their debit and credit accounts, loans and mortgages, alongside the sync. X card, powered by Mastercard.




Security is a big focus. sync. offers disposable online cards alongside the physical sync. X card. The security code (CVC number) is not printed on the physical, card and can be changed an infinite number of times through the app, giving users an extra layer of protection if their details are stolen.

2020 was a strong year for sync, having launched amid the pandemic in August 2020 and announced key partnerships with GPS, Jumio, ComplyAdvantage and TrueLayer throughout the year. sync. additionally expanded their Open Banking integrations to include Spain, Ireland and France, and recently announced £5.5m in seed funding, now currently undertaking a Series A round.

A key focus for sync. in 2021 will be their expansion to the Middle East. sync. was selected to be part of the highly competitive first-ever Qatar Fintech Accelerator, run by the Qatar Development Bank and Qatar Fintech Hub, in Q4 2020.